[Evil Derboy]

Another consideration is that removing the DPF makes the car unroadworthy and will invalidate your cars insurance.

That depends entirely on the terms of the individual policy and whether or not the modification is declared and accepted or the insurer's attitude to undeclared modifications on the policy. Insurance policies do not automatically become invalidated due to modifications (whether declared or undeclared). It comes down to the terms of the individual insurance contract that has been agreed - i.e the terms and conditions.

For the record I hate seeing cars with DPF's removed. Nothing worse than seeing big puffs of black soot coming at you from the car in front.

 

[Evil Derboy]

That depends entirely on the terms of the individual policy and whether or not the modification is declared and accepted or the insurer's attitude to undeclared modifications on the policy. Insurance policies do not automatically become invalidated due to modifications (whether declared or undeclared). It comes down to the terms of the individual insurance contract that has been agreed - i.e the terms and conditions.

For the record I hate seeing cars with DPF's removed. Nothing worse than seeing big puffs of black soot coming at you from the car in front.

Not in this case, if your car isn't roadworthy (aka would fail a proper inspection, like a DPF removed car would) your insurance is null and void if you were driving on the road. It is technically not a road vehicle, so road vehicle insurance won't exist.

Absolute garbage. I worked in car insurance for 4 years. It is NEVER as clear cut as that. I refer to my previous post.

One could argue that a car isn’t roadworthy if one of its headlight bulbs is out. If that’s the case and it’s crashed on the way to Halfords the insurance is null and void and the insurer doesn’t pay out??

Don’t talk rubbish, Eamonn.

 

[Evil Derboy]

Absolute garbage. I worked in car insurance for 4 years. It is NEVER as clear cut as that. I refer to my previous post.

One could argue that a car isn’t roadworthy if one of its headlight bulbs is out. If that’s the case and it’s crashed on the way to Halfords the insurance is null and void and the insurer doesn’t pay out??

Don’t talk rubbish, Eamonn.

There's a huge difference between an accidental fault and a purposefully modified to be illegal vehicle. Insurers are infamous for looking for a way out of paying, and purposefully making your car not roadworthy is a great opportunity.

Edit: just checked a couple random companies policies. They all have some form of policy that explicitly says "your vehicle must be maintained in a roadworthy condition"

I’m not saying that they won’t. I’m arguing with your blanket assertion that all insurers will instantly render their policy entirely null and void. Which is most certainly not the case and a very common minsconception about how insurance companies operate.

These things are always looked at on a case-by-case basis and the outcome is not always preordained.